About this “statement” of Munroe Bergdorf’s, which was apparently made on Instagram, which makes it a pain in the ass to quote or cite – it’s interesting that it starts with insulting women.

Note the disdain – “spurred on by a group of middle-aged cisgender women.” As if there’s something obviously contemptible and illegitimate about adult women having opinions and goals, and acting on them. He sounds like people ranting about “the Jews.” Yes, women are interested in this political movement, partly because it has such immense hostility and disdain toward women. Jews are interested in anti-Semitism and women are interested in men who claim to better women than women are.

Munroe Bergdorf is a man who performs “being a woman” by posing simpering coyly over his shoulder at the camera like a 21st century Betty Boop, while maligning actual women as hags who have no right to political action.

I’m tired of these guys.

LGBT+ Labour @LGBTLabour is “The Labour Campaign for LGBT+ rights. Campaigning for equality since 1975. Affiliated to @UKLabour.” Yesterday it went all-in for Mermaids.

Team Urge Children to Destroy Their Bodies. Yay.

This seems a bit clumsy.

It’s not just a quick concise statement, either, but a long (to the point of tedium) detailed self-important little essay.

And why are random people issuing “statements” on the subject anyway, as if they were important or informed or otherwise relevant? Why is anyone supposed to care what Jameela Jamil thinks? Why are we consulting her about whether it’s ok to ruin teenagers’ bodies for the sake of a cultish belief?

Originally a comment by KB Player on You have to get water there.

All the effort to make something which on earth nature does it by itself even on unpromising sites.

This morning I walked past a piece of “waste” ground, a slab of concrete about two feet from the ground, about 100 yards long and 10 yards wide. It was put in as part of the tram works, probably around 10 years ago.

It is now covered with buddleia, which attracts insects in the summer. There’s a cotoneaster with berries. Soil is building up from the leaves that have fallen and rotted. I did a little guerrilla gardening the year before last and planted some daffodil bulbs, and in some places the soil was deep enough to sustain them so they flowered. Buddleia is a terrific coloniser – one colonised a gutter on my house, so the roots grew up a down pipe and clogged it with soil.

A book I read recently, Islands of Abandonment, which I thoroughly recommend, goes to different places like slag heaps, or the area around Chernobyl, or abandoned war zones, and tells of how they can regenerate. On earth nature will work hard to keep growing. Trying to make it work on somewhere which hasn’t had the millions of years to provide that kind of ecosphere sounds like the worst waste of time and money. Is it from a kind of Year Zero mind set – that having made a mess we can start afresh somewhere – with the same disasters as other Year Zeros, as in Cambodia.

Talking about women’s rights is transphobic.

Teachers who discuss sex-based women’s rights with transgender colleagues would be considered “transphobic” under a policy proposed by members of Britain’s largest teaching union.

That is, feminist teachers who talk about feminism with colleagues who call themselves transgender will be branded evil by their own union. People who call themselves trans have all the rights and women have none.

The National Education Union’s trans and non-binary network has proposed that anyone who expects trans people “to participate in discussion or debate about their rights and/or identities” is transphobic.

I wouldn’t want to talk to trans people about it, frankly, because they wouldn’t listen. The trouble is it will probably come up, because the men who claim to be women will violate women’s rights, so then women will be forced to tell them so and explain how. But that will be thought crime so women are SOL either way.

The draft proposal of a transphobia definition, seen by The Telegraph, also cited “propagating ideas, concepts and misinformation harmful to trans people and which erase and ignore trans history, such as trans as an ideology or contagion”, as an example of transphobic behaviour.

The policy neither outlined what it meant by “trans history”, nor what “ideas, concepts and misinformation” would be considered harmful to trans people.

It further defined transphobia as a “rejection of trans identity and a refusal to acknowledge that those identities are real or valid” or the “incorrect use of pronouns”.

A refusal to acknowledge – so it’s not just active rejection that’s a thoughtcrime, it’s also the mere not saying or echoing or agreeing. No you can’t just keep your mouth shut, you have to recite the creed twice a day. If not, Torquemada has an appointment with you.

The definition has been drafted after a resolution to define transphobia was passed at the last annual NEU conference in the spring.

The conference instructed the NEU’s executive to “work with the Trans and Non-Binary Network to develop a Union definition of transphobia that goes above and beyond legal compliance and that supports and endorses trans and non-binary identities without resorting to the erasure or downgrading of ‘gender’”.

Ahhh above and beyond – that’s where the mandate to affirm comes in. It’s not enough to just be quiet, however reluctantly; you have to say, and say and say and say, from dawn til dusk, or it’s the fire for you.

When have women ever had this level of concern and caring and support? Never, that’s when.

How “skepticism” has fallen.

You are what’s in your head, not what your body is. Could it be any more “spiritual” and religion-like? Thoughts determine physical reality; physical reality does not.

It’s all the more fatuous given the emphasis skepticism normally puts on how easy it is to fool ourselves, how difficult it is to see ourselves clearly, how prone we all are to flattering self and disparaging others (like “GC idiots” for instance). There’s all that, but on the other hand there’s also “if you like to fantasize about being a woman then you are a woman.” Puh-leeze.

If you are what’s in your head and not your body, then if you spend enough time fantasizing about being a cheetah or a crocodile or a hummingbird then you are one. Now what? Do we all have to buckle down to affirming all those exciting new idenninies? Install perches everywhere? Resign ourselves to being eaten?

Mermaids is getting more unwelcome attention:

Parents of children who have used the transgender youth charity Mermaids have complained to the watchdog after a [male] worker posted explicit images and sexualised pictures “as a schoolgirl” online.

Darren Mew, digital engagement officer at the children’s charity and who identifies as “they/them”, posted an image of himself on Instagram with an upwards view through his short skirt with the words “Sorry I can’t hear you. I’m just out here living my fantasy” and the hashtag “nonbinaryfinery”.

Mew was also featured in a collage of six pictures of himself naked, holding his erect penis, from the rear and with pairs of breasts with penises protruding from them for a shot for Haus Magazine, an LGBT publication.

It’s all part of being a mermaid, isn’t it?

Oh hey what do you know, Biden does know what a man is.

Under President Joe Biden’s administration, transgender women who are born male must register for the Selective Service, which provides the Defense Department with troops in the event of a military draft. Transgender men who are born female do not have to register for the Selective Service. While the policy was established before Biden took office, the Biden administration has not changed the standard.

How very interesting. As people are pointing out all over Twitter, Biden thinks it’s fine for men to invade women’s sports and take their prizes and join them in the toilets and locker rooms, but not to refuse to register for the potential draft.

According to the Selective Service System website, nearly “all male US citizens and male immigrants, who are 18 through 25, are required to register with Selective Service.” The website states that all biological males must register for the draft, including “U.S. citizens or immigrants who are born male and have changed their gender to female.”

It’s almost as if Biden knows perfectly well that lots of men would hurry to identify as women if the draft returned.

Originally a comment by iknklast on A cold, dark, black emptiness.

It takes MASSIVE amounts of fuel just to get off the planet. Transporting the ingredients of biospheres too isn’t doable.

Not to mention the ecological issues. We don’t have much success building ecosystems on Earth, in places where there is existing soil, a seed bank, and a nearby highway to readily move things from one spot to another. I worked on one demonstration project – just a five mile stretch of a lake, to show it could be done. We moved aquatic plants from south central Oklahoma to south eastern Oklahoma, a three hour drive in good situations, but five hours when you are going slow and stopping to water plants. More than half of them didn’t survive the journey. The seeds/bulbs/etc we used? Didn’t even germinate, even though we knew those plants were able to live in that lake.

The project was budgeted at $300,00 and went over budget before we even started the planting. That was for a small research project with a small crew of college boys who served as interns, and only two full time staff, one a temp the other an intern – in short, not highly paid, but as knowledgeable as any other expert.

Did we succeed? Sort of…we established plants that lived for one and a half seasons. The project was abandoned as too expensive.

We haven’t moved very far on our knowledge of building ecosystems since then, though you will see glowing reports on the web, I’m sure. People need to justify their grants. It was my job to justify the grant, and to persuade the funders that going over budget was reasonable (it was – the budget was about three to four times too low for what was needed).

Keep in mind, we had good soils with adequate nutrients (better than adequate phosphorus), water available at every step of the way, a source of materials within a reasonable distance, and a crew of ten. Plus three boats, two trucks, and the Corps of Engineers available. We failed. Not because the project was undoable, but because we didn’t know enough, and we didn’t have enough money, and the locals weren’t going to put any more money into it.

The only people I tend to see thinking we could go to Mars/Moon/exoplanet are engineers and technicians. Biologists know better. Building a colony on another planet is more than just getting people and building materials to the planet. You have to get water there. Know how much water weighs? You have to get plants and animals there. Humans cannot live without the resources we have on earth; we evolved on this planet for a reason. The only way to hope to get them there is to decimate every economy on Earth, and every ecosystem on Earth.

Those of us not wealthy enough to afford the price tag? We’ll be working back here in diminishing situations for the rich colonizers – who probably won’t live long, just long enough to decimate this planet.

From Pliny:

The abject stupidity around this subject is breathtaking.

Fascinating, Sturgeon, but how does anyone know which are the “trans women” and which are the abusive men? How do you know that zero abusive men claim to be trans women? How is anyone supposed to know for absolute certain that all trans women are sincerely deluded as opposed to seizing an obvious opportunity to abuse women and get away with it? How does anyone know what the real threats are? How do you know what the real threats are? How do you justify being so cavalier and so smug about this?

But it’s the right-on kind of misogyny.

So lets read about this charming young fella. [Updating to say: probably not a fella; see comments.]

An SNP equalities officer has apologised for a series of social media outbursts including one threatening violence against women. In now deleted posts, Cameron Downing, 23, said he wanted to “beat the f[uck] out of some terfs and transphobes”.

The old familiar a man wanted to beat the fuck out of some women.

In another, he claimed: “I f[ucking] hate terfs and transphobes with such a passion they make me want to SCREAM!”

Not Putin, not Nazis, not Trump, not rapists, not femicides, not men who rape and murder women, but women who don’t believe that men are women. Those are the people he singles out for rage and hatred.

Downing has been an equalities officer for the SNP’s London branch since August 2022 and previously worked in the same role in 2021. When confronted about the Twitter posts, he said: “I apologise for these tweets and for any offence caused to the LGBTQ+ community and have long since deleted them.”

Hmm. So if he’d said he wanted to beat the fuck out of some Jews he would apologize for any offence to the LGBTQ community?

Never mind, he wears nail polish, he must be a wonderful person.

Putin responds:

The past few hours have seen wave after wave of explosions, not just here in Kyiv, but all across this vast country, from Lviv in the west to Kharkiv in the east and Odesa in the south.

For those of us who were here when Russia’s full-scale invasion began in February, there’s an element of déjà vu. We’ve been told to spend as much time as we can in the basement, as further attacks, using missiles and drones, are expected.

But this is also different. The explosions here in Kyiv are much closer to the centre. Not distant thumps from the suburbs, but loud reverberations close to streets and locations we’ve come to know well in the past eight months.

It’s difficult to tell what is being targeted, but a statement from Ukraine’s ministry of culture said museums and the Philharmonic building had been hit.

One video circulating on social media showed a huge crater in a children’s playground.

Another showed a missile slamming into Mayor Vitali Klitschko’s glass bridge, a popular tourist spot and viewpoint above the Dnipro River.

Putin identifies as the boss of Ukraine. Ukraine doesn’t see it that way.

Eva Kurilova at Reduxx tells us:

In their push to destroy female sports, gender activists have dropped any veneer of concern about keeping sporting competitions fair and safe for female athletes.

On September 26, Biathlon Canada introduced a new policy on gender inclusion that allows men unrestricted access to the female category on the basis of self-declared gender identity. In other words, all a man has to do is say he is a woman, and he’s allowed to cheat his way to a female athlete’s spot on the podium.

According to the Biathlon Canada website, the policy was passed with the unanimous approval of the board of directors and is intended to outline “how the organization will create respectful and inclusive environments for participation that value the individual’s gender identity and gender expression.”

But by doing that the organization will create insulting and hostile environments that disvalue the individual’s sex. Most people don’t claim to have a “gender identity” that contradicts their sex, so it’s not at all clear why any athletic organization would decide to pamper gender identity while ruining women’s sports.

The policy is five pages of drivel about gender idenniny.

Where one might expect to see references to studies and data about sport performance, the document instead presents readers with a Gender Unicorn to use as a “framework of understanding the different categories of human identities.”

In other words a childish cartoon. “Yo ladies we’re driving a tank through your sport and here’s an adorable cartoon to explain why.”

It’s so fucking insulting it’s beyond belief.

Let it sink in that a sporting organization is using a purple cartoon unicorn to explain a policy that strips the female category of all protections.

It has sunk in. The result is a lava flow of rage.

In the Biathlon Canada Gender Inclusion Policy – Information Document & FAQ, the organization further asserts that, “for any competition that falls under Biathlon Canada’s jurisdiction, participants will compete in the gender category that is the most gender affirming and/or safest for them.”

But that’s an attempt to square the circle. You can’t do both. If you pick “gender affirming” as Biathlon Canada has then you make it literally impossible for women to compete in the gender category that is the safest for them. Duuuuuuuuuuuuuuh.

What Ian did:

Hurricane Ian has shown just what Florida is up against in a world where global warming is, as climate scientist Katharine Hayhoe described recently, “putting hurricanes on steroids.” Ian blew ashore with winds of 150 miles per hour, and pushed storm surges of 12 to 18 feet before moving across central Florida, where it caused extensive inland flooding. 

Ian splintered and washed away homes, broke bridges, toppled trees, tossed boats, submerged roads and fell power lines in communities like Fort Myers, Sanibel Island, Naples and the Orlando area. It caused $45 billion to $55 billion in property damage, according to a preliminary estimate from Moody’s Analytics. There are now fears that Ian will make the state’s insurance industry, already pushed to the brink by previous hurricanes, tip further toward collapse.

And it’s not as if there’s any reason to think another such hurricane won’t come along.

A core problem, experts said, is that too many people are living in high-risk areas in a state with the highest risk from hurricanes.

Or to put it more bluntly, people should be getting out of Florida.

Florida’s new spending on resilience is important, said Richard S. Olson, professor and director of the Extreme Events Institute and the International Hurricane Research Center at Florida International University. “I am not going to say it’s a Band-Aid; it is helping, of course,” said Olson, who researches the political fallout from disasters. “But is it enough when you consider we have had 70-plus years of coastal and barrier island development?” In the 1950s, Florida’s population was less than 3 million. Now, there are 22 million Floridians.

“A lot of those people wanted to live near the water,” Olson said. “Florida is a peninsula surrounded on three sides by warm water, in a hurricane zone. What could possibly go wrong? You have to question the development model.”

They wanted to live near the water, but not like that.

Florida public radio told us last February that the state made a lot of star appearances in the latest IPCC report:

Climate change has already changed places like Florida permanently and irreversibly — affecting coral reefs, leading to higher property values and increasing inequality for vulnerable populations in the state, according to a new global report from the world’s top scientists.

The nearly 2,000-page report had a global focus, but Florida was repeatedly used as an example of a place where the impacts of climate change were already being felt, both economically and environmentally.

Which is unsurprising seeing as how it’s a narrow peninsula in a rising sea.

The report specifically mentions Florida multiple times, including:

• Tidal flooding worsened by sea rise has led to almost $500 million in lost real estate value from 2005 to 2016 in Miami-Dade alone, “and it is likely that coastal flood risks in the region beyond 2050 will increase without adaptation to climate change.”
• Miami-Dade’s efforts to raise roads and build stormwater pumps have raised property values, leading to inequality for vulnerable populations
• Floridians could be forced to retreat from the coast as sea levels rise
• Florida’s coral reefs are bleaching and dying as temperatures rise
• As coral reefs die, Florida could lose up to $55 billion in reef-related tourism money by 2100
• Harmful algal blooms along Florida’s west coast spurred by climate change led to massive economic losses

Oh and also hurricanes. Bigger stronger wetter windier hurricanes.

An excerpt from William Shatner’s new book Boldly Go: Reflections on a Life of Awe and Wonder is doing the rounds, for good reason. It’s written “with” Joshua Brandon, so the quality of the writing may be due to him.

We got out of our harnesses and began to float around. The other folks went straight into somersaults and enjoying all the effects of weightlessness. I wanted no part in that. I wanted, needed to get to the window as quickly as possible to see what was out there.

I looked down and I could see the hole that our spaceship had punched in the thin, blue-tinged layer of oxygen around Earth. It was as if there was a wake trailing behind where we had just been, and just as soon as I’d noticed it, it disappeared.

I continued my self-guided tour and turned my head to face the other direction, to stare into space. I love the mystery of the universe. I love all the questions that have come to us over thousands of years of exploration and hypotheses. Stars exploding years ago, their light traveling to us years later; black holes absorbing energy; satellites showing us entire galaxies in areas thought to be devoid of matter entirely… all of that has thrilled me for years… but when I looked in the opposite direction, into space, there was no mystery, no majestic awe to behold . . . all I saw was death.

I saw a cold, dark, black emptiness. It was unlike any blackness you can see or feel on Earth. It was deep, enveloping, all-encompassing. I turned back toward the light of home. I could see the curvature of Earth, the beige of the desert, the white of the clouds and the blue of the sky. It was life. Nurturing, sustaining, life. Mother Earth. Gaia. And I was leaving her.Everything I had thought was wrong. Everything I had expected to see was wrong.

I had thought that going into space would be the ultimate catharsis of that connection I had been looking for between all living things—that being up there would be the next beautiful step to understanding the harmony of the universe. In the film “Contact,” when Jodie Foster’s character goes to space and looks out into the heavens, she lets out an astonished whisper, “They should’ve sent a poet.” I had a different experience, because I discovered that the beauty isn’t out there, it’s down here, with all of us. Leaving that behind made my connection to our tiny planet even more profound.

It was among the strongest feelings of grief I have ever encountered. The contrast between the vicious coldness of space and the warm nurturing of Earth below filled me with overwhelming sadness. Every day, we are confronted with the knowledge of further destruction of Earth at our hands: the extinction of animal species, of flora and fauna . . . things that took five billion years to evolve, and suddenly we will never see them again because of the interference of mankind. It filled me with dread. My trip to space was supposed to be a celebration; instead, it felt like a funeral.

That’s always how it strikes me, when I see a photo of earth from Out There. That’s obviously far less visceral and intense, but the basic idea is the same. Save it, cherish it, protect it, put it first – it’s all we have.

Originally a comment by Your Name’s not Bruce? on Its vital helpline???

And, as always, I wonder if the ‘abuse’ suffered is just more people stating truth about reality. They have a very low threshold for abuse.

We are supposed to accept that stating Reality is hateful, and that we should just shut up and stop mentioning it. Fuck that shit. I propose that we should turn things around, and point out things that are actually hateful, and in some instances, actually violent. I’ll start.

Telling children that they are “born in the wrong body” is hateful.

Saying that so-called “puberty blockers” are harmless and reversible is hateful.

Mutilating children and calling it “gender affirming” or “lifesaving” care is hateful.

Counseling any of the above without parental consent is hateful. (Of course parents doing this to their children is hateful, too.)

Demanding that people acquiesce to, accept, or repeat a lie is hateful. It is particularly hateful when the demand to do so is called “Being kind.”

Claiming that wearing particular clothing or affecting particular mannerisms and behaviours is all that is needed for a man to “become” or “identify” as a woman is hateful.

Redefing “woman” in such a way that it can include men is hateful.

Redefining homosexuality as “same gender attraction” is hateful.

Demanding that lesbians accept men as “lesbians” is hateful.

Imprisoning men who “identify” as women with women is hateful.

Men who “identify” as women demanding access to women’s single-sex spaces, positions, and facilities is hateful.

Allowing men who “identify” as women access to women’s single-sex spaces, positions, and facilities is hateful.

Demanding people lie about the sex of men who “identify” as women is hateful.

Erasing the words “woman” and “women”, or reducing women to mere body parts orbodily functions in the name of “inclusion” is hateful. It is particularly hateful when there is no effort of equal scope and thoroughness to remove “man” and “men,” or reduce them to bits of anatomy or bodily functions in equivalent contexts and situations.

To accuse women defending their sex-based rights of being bigots is hateful.

Claiming to be the target of “genocide” when one isn’t is hateful.

Accusing people who simply do not agree with genderist claims of bigotry, hatred and murderous intent is hateful.

To tell people that they are the targets of hatred, bigotry and murderous intent when they are not, is hateful.

I could go on, but I won’t; you get the idea. Feel free to add to this list. It’s time we put the real purveyors of actual hatred on notice, and on the defensive.

Trump tried to use the documents he’d stolen to get the documents he’d failed to steal.

Late last year, as the National Archives ratcheted up the pressure on former President Donald J. Trump to return boxes of records he had taken from the White House to his Mar-a-Lago club, he came up with an idea to resolve the looming showdown: cut a deal.

Mr. Trump, still determined to show he had been wronged by the F.B.I. investigation into his 2016 campaign’s ties to Russia, was angry with the National Archives and Records Administration for its unwillingness to hand over a batch of sensitive documents that he thought proved his claims.

In exchange for those documents, Mr. Trump told advisers, he would return to the National Archives the boxes of material he had taken to Mar-a-Lago, in Palm Beach, Fla.

But they were all government documents, that belonged and still belong to the government, not to Donald Crime Boss Trump. You don’t get to use stolen documents as a bribe to acquire more stolen documents. Haberman and Schmidt of the Times say Trump took the documents, but it would be clearer to admit that he stole them. They weren’t his, and he’d been told they weren’t his, so his taking them was theft.

Mr. Trump’s aides never pursued the idea. But the episode is one in a series that demonstrates how Mr. Trump spent a year and a half deflecting, delaying and sometimes leading aides to dissemble when it came to demands from the National Archives and ultimately the Justice Department to return the material he had taken [stolen], interviews and documents show.

In other words he spent a year and a half lying, making his people lie, and attempting extortion.

In the closing weeks of his presidency, the White House counsel, Pat A. Cipollone, flagged the need for Mr. Trump to return documents that had piled up in boxes in the White House residence, according to archives officials.

“It is also our understanding that roughly two dozen boxes of original presidential records were kept in the residence of the White House over the course of President Trump’s last year in office and have not been transferred to NARA, despite a determination by Pat Cipollone in the final days of the administration that they need to be,” Gary M. Stern, the top lawyer for the National Archives, told Mr. Trump’s representatives in a 2021 letter, using an abbreviation for the agency’s name.

Here’s a startling piece:

Mr. Cannon told associates that the boxes needed to be shipped back as they were, so the professional archivists could be the ones to sift through the material and set aside what they believed belonged to Mr. Trump. What is more, Mr. Cannon believed there was the possibility that the boxes could contain classified material, according to two people briefed on the discussions, and none of the staff members in Mr. Trump’s presidential office at Mar-a-Lago had proper security clearances.

Well yes but also Trump’s presidential office at Mar-a-Lago is just an office in a large resort: it’s not a secure facility. Nobody at Mar-a-Lago had proper security clearances and they all had potential access. Putin could have an agent there mowing the greens for all we know.

It was around that same time that Mr. Trump floated the idea of offering the deal to return the boxes in exchange for documents he believed would expose the Russia investigation as a “hoax” cooked up by the F.B.I. Mr. Trump did not appear to know specifically what he thought the archives had — only that there were items he wanted.

Well, you know, they’re in the box marked “Documents That Will Expose the Rushya Investigation As a Hoax.”

Mr. Trump’s aides — recognizing that such a swap would be a non-starter since the government had a clear right to the material Mr. Trump had taken from the White House and the Russia-related documents held by the archives remained marked as classified — never acted on the idea.

Aka Trump’s aides recognized the “swap” as attempted extortion via stolen material and decided not to stick their necks out quite that far.

Florida. Floods. Insurance.

Homeowners insurance policies typically don’t cover flood damage, and most people living in Ian’s path across Florida didn’t have a separate flood insurance policy. Inland areas that experienced historic rainfall and catastrophic floodwaters were especially unprepared, according to a CNN analysis of FEMA flood insurance data.

Because usually the catastrophic flooding happens on the coasts, not inland.

In Seminole County, northeast of Orlando, more than 5,200 residential buildings have been damaged by the storm, primarily due to flooding, according to a county spokesperson. “We’ve never had anything to this nature,” said Jay Zembower, a Seminole County commissioner, calling the flooding “a 500-plus-year event of quick rainfall in a short window of time.”

But “a 500-plus-year event” doesn’t mean anything now, because The Climate Is Changing.

Congress could also pass additional disaster aid – like lawmakers did in the wake of previous major hurricanes, like Katrina, Sandy and Harvey. But it could take months or longer for the funding to be approved and for affected communities to receive it, Wright said.

Experts like Wright said that the widespread damage from Ian should be a wake-up call that far more homeowners around the US need to purchase flood insurance – even if they don’t own a waterfront property. That’s especially the case as climate change leads to stronger and more frequent storms.

Yes but at the same time, insurance isn’t magic. It’s not an infinite supply of money that will never disappear and will always be there if you just buy it. At some point the disasters are going to outrun the insurance companies and federal insurance.