The points are tipping.

Humanity is moving dangerously close to irreversible tipping points that would drastically damage our ability to cope with disasters, UN researchers have warned, including the withdrawal of home insurance from flood-hit areas and the drying up of the groundwater that is vital for ensuring food supplies.

These “risk tipping points” also include the loss of the mountain glaciers that are essential for water supplies in many parts of the world and accumulating space debris knocking out satellites that provide early warnings of extreme weather.

I didn’t know that about the space debris.

The risk tipping points are different from the climate tipping points the world is on the brink of, including the collapse of Amazon rainforest and the shutdown of a key Atlantic Ocean current. The climate tipping points are large-scale changes driven by human-caused global heating, while the risk tipping points are more directly connected to people’s lives via complex social and ecological systems.

“As we indiscriminately extract our water resources, damage nature, and pollute both Earth and space, we are moving dangerously close to the brink of multiple risk tipping points that could destroy the very systems that our life depends on,” said Dr Zita Sebesvari, at UNU’s Institute for Environment and Human Security. “We are changing the entire risk landscape and losing our tools to manage risk.”

That seems like a bad idea, but we have no clue how to stop it.

One risk tipping point is the inability to get insurance. I’ve posted about that quite a few times. Why would anyone insure housing in Miami or on the Jersey shore? Or the wildfire-prone areas of California and Nevada?

The groundwater risk tipping point has already been passed in some countries, such as Saudi Arabia, and is close in India, the report said. Saudi Arabia was a major wheat exporter in the 1990s but now imports the cereal after the groundwater wells were exhausted.

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The other risk tipping points covered by the report were the point when water supplies from melting mountain glaciers start to decline; when Earth’s orbit becomes so full of debris that one collision with a satellite sets off a chain reaction; when heatwaves pass the point when natural sweating can cool the human body; and when losses of interdependent wildlife species snowball into the collapse of an ecosystem.

All of those seem to be in progress.